The net on the share capital was derived from the net surplus of the cooperative.

Is the share of a cooperative surplus returned to members based on how much they use its services.

Is a protection that pays off a borrows loan if the member dies during the loan term only.

Members can claim a SMALL BIRTHDAY GIFT by visiting the cooperative office any time during their BIRTH MONTH.

You can invite or recommend others to join the cooperative. A ₱100.00 referral fee will be deposited directly into your savings account once your recruit become a member.

For every accumulated loan of ₱100,000.00, you will have a raffle entry and a chance to get a scholarship at Nuestra Señora de Aranzazu Parochial School.

Every ₱1,000.00 deposit or loan payment earns 1 point. Every bills payment or SSS transaction also earns 1 point.

Collect points to complete your card, and once it’s full, your points can be converted into cash.

If you are a senior citizen of BBSAMAMUCO, a member for 10 years and up, and have at least a share capital of ₱20,000.00, you are entitled to be given a cash gift.

Members of BBSAMAMUCO is ENCOURAGE to join the group life insurance. ₱300.00 will be deducted on your first loan or voluntary pay.

Deceased members who were 66 years of age or older and has joined the group life insurance will benefit from the members welfare benefit. Subject to the share capital contribution and years of membership.

Financial assistance provided to members and its beneficiaries in the event of death.

A refund of collection fee to members who FULLY REPAY their loan on or before the agreed loan term.

The cooperative provides a rebate on the service fee to members who pay their loans in full before the agreed loan term.

Applies starting on a member’s third loan with a loan term of six (6) months or longer. Payments must be made monthly without any missed payments or penalties.

A member who has been MIGS for the past 3 recent years and has NEVER had a missed payment is entitled to enjoy the PRIVILEGE of a DECREASE IN INTEREST on there loan by 0.25% on the next loan.

A benefit given to members who PATRONIZE the cooperative’s loan products and who are in good standing.

While waiting inside the office, you may make your own coffee or drink water.